Terms and Conditions

In using this website, you are deemed to have read and agreed to the following terms & conditions:

The following terminology applies to these Terms & Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms & conditions. WAY Fund Managers “WFM”, the “Company”, “Ourselves”, “We” and “Us”, refers to WFM. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to the same.

This website is owned and maintained by WFM which is authorised and regulated by the Financial Conduct Authority. This website is issued in the United Kingdom and the information, services and products on the website are for use by residents of the United Kingdom only. These Terms & Conditions may be varied at any time by WFM without notice. Your continued use of our website denotes your acceptance of any new or varied Terms & Conditions. All reasonable care has been taken to ensure that the information contained within this site is accurate, current, complete, fit for its intended purpose and compliant with the relevant United Kingdom legislation and regulations as at the date of issue. However, errors or omissions may occur due to circumstances beyond our control and no warranty is given or representation made regarding the accuracy or completeness of the information on this website. In addition, some information is accurate only on the date that such information is supplied by WFM, such as fund fact sheets and prices etc. If you are in any doubt as to the accuracy of any information contained within this site, or if you require any further information, you may wish to contact us directly or take independent financial advice. The pages on this site are for information only and do not constitute a financial promotion (as defined in the Financial Services and Markets Act 2000). Nothing in this site is intended to constitute financial advice or a personal recommendation to invest. WFM believes that it is important that any investments you make are suitable for your needs. We recommend that prior to making an investment into any of our products you consult with an authorised financial adviser who will be able to consider your particular investment and help you to determine which is most appropriate for your circumstances. Some of the information in this website is based on our own views and opinions, which are subject to change without prior notice.

Please note that there is no guarantee that any email sent by you will be received by us, or that the contents of any such email will remain private during internet transmission. Any information is sent at your own personal risk. The laws of England and Wales govern these terms & conditions. By accessing this website and other services you consent to these terms & conditions and to the exclusive jurisdiction of the English courts in all disputes arising out of such access. If any of these terms are deemed invalid or unenforceable for any reason (including, but not limited to the exclusions and limitations set out above), then the invalid or unenforceable provision will be severed from these terms and the remaining terms will continue to apply. Failure of WFM to enforce any of the provisions set out in these Terms & Conditions and any Agreement, or failure to exercise any option to terminate, shall not be construed as waiver of such provisions and shall not affect the validity of these Terms & Conditions or of any Agreement or any part thereof, or the right thereafter to enforce each and every provision. These Terms & Conditions shall not be amended, modified, varied, or supplemented except in writing and signed by duly authorised representatives of WFM.

WFM does not offer investment advice. Nothing on our website is intended to provide financial advice or a personal recommendation to invest. Should you have any queries about an application or the suitability of any of the WFM funds for your personal circumstances, you should contact your Financial Adviser. You should read documents such as the Key Investor Information (KII) Document(s) or non-UCITS Retail Scheme Key Investor Information (NURS Kii) document(s) and Supplementary Information document before investing in any WFM funds as they contain important information, including charges and risk warnings. You may invest in an ISA if you are resident and ordinarily resident in the UK for tax purposes. The tax reliefs on ISAs may be altered in future and their value to you depends on your own financial circumstances. The tax treatment of funds may be subject to change in future.

Past performance is not a guide to future performance. The value of investments and the income from them is not guaranteed and may fall as well as rise. When you sell your investment, you may get back less than the amount originally invested. Funds with an emphasis on the generation of income may charge their annual management charge to capital. Investors should be aware that there is a potential for future capital erosion. Certain funds may invest in overseas securities. The value of overseas securities will be influenced by the rate of exchange used to convert them back into the base currency of the fund. Fluctuations in rates of exchange may affect the value of overseas investments. Certain funds may invest in emerging markets. Emerging markets have additional risks associated with local custody and registration practices that may be less developed than more mature markets. Certain funds may hold sub investment-grade bonds (which typically have a low credit rating and carry a high degree of risk), which may affect the value of your capital. Certain funds may hold smaller companies. Smaller companies may carry a higher risk due to their sensitivity to local markets and their shares may be illiquid. Certain funds may hold derivatives and other securities, which may increase risk. The NURS KII document or Key Investor Information Document (KIID), and Supplementary Information Document contain important information and detail specific risk warnings. The Full Prospectuses for each Fund are also published on this site. These contain more detailed information about the Funds’ operation

Exclusions and Limitations – The information on this web site is provided on an “as is” basis. To the fullest extent permitted by law, WFM excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or WFM’s literature; and excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised WFM of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages. WFM does not however exclude liability for death or personal injury caused by its negligence. The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer are affected.

Unless otherwise stated, the services featured on this website are only available within the United Kingdom, or in relation to postings from the United Kingdom. All advertising is intended solely for the United Kingdom market. You are solely responsible for evaluating the fitness for a particular purpose of any downloads, programs and text available through this site. Redistribution or republication of any part of this site or its content is prohibited, including such by framing or other similar or any other means, without the express written consent of WFM. WFM does not warrant that the service from this site will be uninterrupted, timely or error free, although it is provided to the best ability. By using this service, you thereby indemnify this WFM, its employees, agents and affiliates against any loss or damage, in whatever manner, howsoever caused.

Like most interactive web sites WFM’s website [or ISP] uses cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate partners may also use cookies.

You may not create a link to any page of this website without our prior written consent. If you do create a link to a page of this website, you do so at your own risk and the exclusions and limitations set out above will apply to your use of this website by linking to it.

We do not monitor or review the content of other party’s websites which are linked to from this website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and we should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site and to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. WFM will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.

Copyright and other relevant intellectual property rights exist on all text relating to the WFM’s services and the full content of this website.

We have several different e-mail addresses for different queries. These, and other contact information, can be found on our Contact Us link on our website or via Company literature or via WFM’s stated telephone, facsimile, or mobile telephone numbers. This company is registered in England and Wales, Number 4011838, registered office address: Cedar House, 3 Cedar Office Park, Cobham Road, Wimborne, Dorset BH21 7SB

Neither party shall be liable to the other for any failure to perform any obligation under any agreement which is due to an event beyond the control of such party including but not limited to any act of God, terrorism, war, political insurgence, insurrection, riot, civil unrest, act of civil or military authority, uprising, earthquake, flood or any other natural or man-made eventuality outside of our control, which causes the termination of an agreement or contract entered into, nor which could have been reasonably foreseen. Any Party affected by such event shall forthwith inform the other Party of the same and shall use all reasonable endeavours to comply with the terms & conditions of any agreement contained herein.

Failure of either Party to insist upon strict performance of any provision of this or any agreement or the failure of either Party to exercise any right or remedy to which it, he or they are entitled here under shall not constitute a waiver thereof and shall not cause a diminution of the obligations under this or any agreement. No waiver of any of the provisions of this or any agreement shall be effective unless it is expressly stated to be such and signed by both Parties.

The Company reserves the right to change these conditions from time to time as it sees fit and your continued use of the site will signify your acceptance of any adjustment to these terms. If there are any changes to our privacy policy, we will announce that these changes have been made on our home page and on other key pages on our site. If there are any changes in how we use Personally Identifiable Information notification by e-mail or postal mail will be made to those affected by this change. Any changes to our privacy policy will be posted on our web site 30 days prior to these changes taking place. You are therefore advised to re-read this statement on a regular basis.If an e-mail is not convenient, please post copy paperwork to Compliance Department at our usual address. It may be that further clarification is needed and in these instances, we will contact you and require a response within 2 working days.

If you wish to complain about any aspect of the service you have received, or any aspect of this site, please contact us by telephone, email or by letter. The contact details can be found on the “Contact Us” page on our website at www.wayfunds.com, our Complaints Procedure is available on request. If you are not satisfied you may have the right to refer the complaint to the Financial Ombudsman Service at http://www.financial-ombudsman.org.uk/consumer/complaints.htm or telephone on 0800 023 4567 or in writing to: Financial Ombudsman Service, Exchange Tower Harbour, Exchange Square, London, E14 9SR.

Issued by WAY Fund Managers Ltd. WFM is authorised and regulated by the Financial Conduct Authority.